If you’re a car driver, you’re likely aware of the importance of car insurance. But, is car insurance legally required? If you’re pondering this question, the professionals at Wai Cheng Insurance Inc., serving the Bay Area, CA, can assist. We provide car insurance to customers who want to insure their vehicles and comply with the law. Here’s what you need to know about car insurance.
Is Car Insurance Required By Law?
Car insurance is legally required in most states. In California, car insurance is mandatory. Insurance helps protect other drivers on the road in case of an accident and provides financial assistance to repair your vehicle.
What Type of Car Insurance Is Required?
Liability-only car insurance pays to repair or replace the other driver’s vehicle if you are at fault for an accident. While there are other types of acceptable insurance, many drivers choose liability-only because it meets the minimum insurance requirements and is often very affordable.
Liability-only car insurance does not cover damage to your vehicle if you are in an accident, regardless of who caused the accident. If you want insurance that will pay to repair or replace your vehicle, you must talk to your insurance agent about the various types of car insurance available. Your insurance agent will help you choose car insurance that meets your needs.
How Can I Get Car Insurance?
Contact your Wai Cheng Insurance Inc. agent, serving the Bay Area, CA, if you need car insurance. We offer various types of insurance and can help you find the right one.
Whether you want liability-only car insurance or full coverage car insurance, we work with a variety of carriers to help you find a policy that provides the coverage you want. Call today to make an appointment.
