When you buy auto insurance at Wai Cheng Insurance Inc. serving Bay Area, CA, you should know that you also need to review your auto insurance coverage when certain life events occur.
These include:
1. When You Move to a New Location
Your residence determines in part how much your insurance premium is. It also needs to be documented in your policy. Whenever you move, notify your insurance representative so they can make any necessary adjustments, even if you only move across town.
2. When Your Commute Changes
If you get a new job and your commute changes, let your insurance rep know. The change in the distance you travel for work may mean that your premium also changes.
3. When You Divorce or Marry
Your relationship status factors into how much you pay in premiums. A quick call or email to your insurance representative is all it takes, but be sure to let them know.
4. When Your Child Turns 18
If you have a child who’s on your auto insurance policy and has turned 18, be sure to let your auto insurance rep know so they can make any adjustments necessary to your policy.
5. When You Buy a Home
If you buy a home, you’ll likely need home- and auto insurance. Bundling these two products—and possibly with life insurance as well—can save you money on your insurance. Contact your representative to discuss your options in this situation.
6. When Your Credit Score Improves Significantly
Your credit score is a factor that is considered when your premium is calculated. If you have a significant increase in your credit score, you may want to talk to your insurance rep for a possible adjustment.
Get The Right Coverage For Your Needs
Contact Wai Cheng Insurance Inc. serving Bay Area, CA whenever any of these events occur in your life. We will make sure you have the right auto insurance policy for your needs.
