If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need. Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services. We can provide the exact umbrella policy for your unique needs.
Why Should You Consider an Umbrella Policy for Your Business?
Umbrella insurance can provide specialty coverage for businesses that have unique assets or risks that are not covered under broader insurance policies. For example, a general use would be if your current policy covers X amount of loss, but you know your product is worth more than that. The umbrella could make up the number difference and reduce your risk if something goes wrong.
Another example of umbrella insurance is to cover a specific risk that may not be covered in your current policy. If you work in a field that has high public interaction then a level of coverage for lawsuits is wise. If you run a finical business then an umbrella policy to insure the large amounts of money that moves with risk is a good idea.
Contact Us Today
Wai Cheng Insurance Inc. serves the Bay Area, CA and the surrounding community with quality insurance services. If you worry that your current commercial policy does not cover all the aspects of your business or is not enough then give us a call, and we will be happy to answer any questions you have about umbrella insurance for your company.
